:root{--teal:#0F7C85;--teal-dark:#0A565C;--teal-bright:#17A2AC;--mint:#E3F1F1;--mint-2:#EDF6F6;--bg:#F5F8F8;--card:#FFFFFF;--border:#E4ECEC;--ink:#23302E;--ink-soft:#5A6664;--neutral:#C6D3D3;--label:#8A9A99;--navy:#2B4E80;--navy-dark:#1E3A61;--navy-soft:#DEE6F2;--warn:#C0645E;--warn-soft:#F3E2E0;--radius:20px;--shadow:0 10px 30px rgba(15,124,133,.08);--shadow-lg:0 24px 60px rgba(15,124,133,.16)}*{box-sizing:border-box;margin:0;padding:0}html{scroll-behavior:smooth}body{font-family:Nunito Sans,system-ui,sans-serif;color:var(--ink);background:var(--bg);line-height:1.65;-webkit-font-smoothing:antialiased}h1,h2,h3{font-family:Fraunces,Georgia,serif;line-height:1.15;font-weight:600;letter-spacing:-.01em}a{color:inherit;text-decoration:none}.wrap{width:min(1120px,92%);margin-inline:auto}.logo{display:flex;align-items:center;gap:12px;cursor:pointer}.logo .mark{width:46px;height:46px;flex:none}.logo .txt{display:flex;flex-direction:column;line-height:1.05}.logo .txt .a{font-family:Fraunces,serif;font-weight:600;font-size:1.12rem;color:var(--teal-dark)}.logo .txt .b{font-size:.66rem;letter-spacing:.22em;text-transform:uppercase;color:var(--label);font-weight:700}header.site{position:sticky;top:0;z-index:20;background:#f5f8f8e0;-webkit-backdrop-filter:blur(10px);backdrop-filter:blur(10px);border-bottom:1px solid var(--border)}.nav{position:relative;display:flex;align-items:center;justify-content:space-between;padding:14px 0}.nav nav{display:flex;gap:30px;align-items:center}.nav-toggle{display:none;background:none;border:0;color:var(--teal-dark);cursor:pointer;padding:6px;margin:-6px;line-height:0}.nav nav a{font-weight:600;font-size:.95rem;color:var(--ink-soft);transition:color .2s}.nav nav a:hover,.nav nav a.active{color:var(--teal)}.nav nav a.btn,.nav nav a.btn:hover{color:#fff}.btn{display:inline-flex;align-items:center;gap:9px;background:var(--teal);color:#fff;font-weight:700;font-size:.95rem;padding:12px 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30px;max-width:48ch}.hero-cta{display:flex;gap:14px;flex-wrap:wrap;align-items:center;justify-content:center}.trust-row{display:flex;gap:22px;margin-top:34px;flex-wrap:wrap;justify-content:center}.trust-row div{display:flex;align-items:center;gap:9px;font-weight:600;font-size:.9rem;color:var(--ink-soft)}.trust-row svg{flex:none;color:var(--teal)}.hero-bg,.page-head.bg{background-size:cover;background-position:center;min-height:600px;display:flex;align-items:center}.hero-bg .eyebrow{background:#282d3280;color:#fff;margin-inline:auto}.hero-bg .eyebrow .d{color:#8fe3e8}.hero-bg h1{color:#fff;text-shadow:0 2px 16px rgba(10,12,14,.6)}.hero-bg p.lead{color:#fff;text-shadow:0 1px 12px rgba(10,12,14,.65)}.hero-bg .trust-row div{color:#fff;text-shadow:0 1px 8px rgba(10,12,14,.5)}.hero-bg .trust-row svg{color:#8fe3e8}.hero-bg .btn.ghost{color:#fff;border-color:#fff9}.hero-bg 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p{color:var(--ink-soft);font-size:1.08rem;margin-top:12px}.pt0{padding-top:0}.cards4{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}.icard{background:var(--card);border:1px solid var(--border);border-radius:var(--radius);padding:26px 22px;transition:transform .2s,box-shadow .2s}.icard:hover{transform:translateY(-4px);box-shadow:var(--shadow)}.icard .ic{width:52px;height:52px;border-radius:14px;display:grid;place-items:center;background:var(--mint);color:var(--teal);margin-bottom:16px}.cards4 .icard:nth-child(2) .ic,.cards4 .icard:nth-child(4) .ic{background:var(--navy-soft);color:var(--navy)}.icard h3{font-size:1.08rem;color:var(--teal-dark);margin-bottom:6px}.icard p{font-size:.92rem;color:var(--ink-soft)}@media (max-width:900px){.cards4{grid-template-columns:1fr 1fr}}@media (max-width:520px){.cards4{grid-template-columns:1fr}}.band{color:#fff;border-radius:32px;padding:56px;display:grid;grid-template-columns:1fr 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.dot{width:34px;height:34px;border-radius:10px;background:var(--navy-soft);color:var(--navy);display:grid;place-items:center;flex:none}.reason p{font-size:.94rem;color:var(--ink)}@media (max-width:900px){.reasons{grid-template-columns:1fr 1fr}}@media (max-width:560px){.reasons{grid-template-columns:1fr}}.photo-row{display:grid;grid-template-columns:1fr 1fr;gap:20px}@media (max-width:640px){.photo-row{grid-template-columns:1fr}}.photo-ph{position:relative;border-radius:24px;overflow:hidden;background:linear-gradient(135deg,#dceaea,#c2dede);border:1px solid var(--border);min-height:300px}.photo-ph img{position:absolute;top:0;right:0;bottom:0;left:0;width:100%;height:100%;object-fit:cover;display:block}.opts{display:grid;grid-template-columns:repeat(2,1fr);gap:22px}.opt{background:var(--card);border:1px solid var(--border);border-radius:var(--radius);padding:30px;position:relative;overflow:hidden}.opt .tag{position:absolute;top:22px;right:22px;font-size:.72rem;font-weight:800;letter-spacing:.04em;padding:5px 11px;border-radius:999px}.tag.good{background:var(--navy-soft);color:var(--navy-dark)}.tag.warn{background:var(--warn-soft);color:var(--warn)}.opt h3{font-size:1.3rem;color:var(--teal-dark);margin-bottom:10px}.opt p{font-size:.95rem;color:var(--ink-soft)}.opts-band{background:var(--navy-soft);padding:70px 0;margin-top:8px}@media (max-width:760px){.opts{grid-template-columns:1fr}}.cta-band{background:linear-gradient(120deg,var(--teal) 0 50%,var(--navy-dark) 50% 100%);color:#fff;border-radius:32px;text-align:center;padding:60px 40px}.cta-band h2{color:#fff;font-size:2.1rem;max-width:22ch;margin:0 auto 10px}.cta-band p{color:#ffffffd1;margin-bottom:26px}.page-head{border-bottom:1px solid var(--border);padding:60px 0 50px;text-align:center}.page-head:not(.bg){background:linear-gradient(135deg,var(--navy-soft),#fff)}.page-head.bg{border-bottom:none;padding:40px 0}.page-head .wrap{width:min(1120px,92%)}.page-head .eyebrow{margin-bottom:16px;background:var(--navy-soft);color:var(--navy-dark)}.page-head.bg .eyebrow{background:#ffffff2e;color:#fff}.page-head h1{font-size:clamp(2rem,4vw,2.9rem);color:var(--teal-dark)}.page-head.bg h1{color:#fff;text-shadow:0 2px 16px rgba(10,12,14,.55)}.page-head p{color:var(--ink-soft);font-size:1.12rem;margin-top:12px;max-width:54ch;margin-inline:auto}.page-head.bg p{color:#fff;text-shadow:0 1px 12px rgba(10,12,14,.55)}.start-grid{display:grid;grid-template-columns:.85fr 1.15fr;gap:40px;align-items:start;padding:64px 0}.reassure h3{font-size:1.5rem;color:var(--teal-dark);margin-bottom:8px}.reassure p{color:var(--ink-soft);margin-bottom:24px}.steps{display:flex;flex-direction:column;gap:16px}.step{display:flex;gap:14px;align-items:flex-start}.step .n{width:34px;height:34px;border-radius:50%;background:var(--navy);color:#fff;font-weight:800;display:grid;place-items:center;flex:none;font-size:.95rem}.step h4{font-family:Nunito 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.a ul{margin:8px 0 0 4px;list-style:none;display:flex;flex-direction:column;gap:8px}.faq .a ul li{display:flex;gap:10px;align-items:flex-start}.faq .a ul li:before{content:"";width:7px;height:7px;border-radius:50%;background:var(--teal);margin-top:8px;flex:none}.yes{display:inline-flex;align-items:center;gap:7px;color:var(--teal);font-weight:800}.prose{max-width:760px;margin:0 auto}.prose p{margin-bottom:18px;color:var(--ink-soft);font-size:1.06rem}.callout{background:var(--navy-soft);border-left:4px solid var(--navy);border-radius:12px;padding:22px 26px;margin:26px 0;color:var(--navy-dark);font-weight:600;font-size:1.05rem}.safeguards{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin:30px 0}.safeguard{background:var(--card);border:1px solid var(--border);border-radius:16px;padding:22px}.safeguard .ic{width:44px;height:44px;border-radius:12px;background:var(--navy-soft);color:var(--navy);display:grid;place-items:center;margin-bottom:12px}.safeguard h4{font-family:Nunito Sans;font-weight:800;color:var(--teal-dark);font-size:1rem;margin-bottom:4px}.safeguard p{font-size:.9rem;color:var(--ink-soft);margin:0}@media (max-width:720px){.safeguards{grid-template-columns:1fr}}footer.site{background:var(--navy-dark);color:#ffffffb3;padding:56px 0 30px;margin-top:76px}.foot-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:40px;padding-bottom:34px;border-bottom:1px solid rgba(255,255,255,.12)}footer.site .logo .txt .a{color:#fff}footer.site .logo .txt .b{color:#9fb0af}footer.site h4{color:#fff;font-family:Nunito Sans;font-size:.8rem;letter-spacing:.14em;text-transform:uppercase;margin-bottom:16px}footer.site ul{list-style:none;display:flex;flex-direction:column;gap:10px}footer.site ul a{color:#ffffffb3;font-size:.94rem;cursor:pointer}footer.site ul a:hover{color:#7fd9de}.disclaimer{font-size:.8rem;color:#ffffff80;padding-top:24px;line-height:1.7}@media (max-width:760px){.foot-grid{grid-template-columns:1fr}}